Well you should! But be careful it can be addictive so don't over do it. Whenever I hear the words 3, 4, or 5 easy payments I get so happy. Let me tell you why. First of all you don't have to apply or use any credit! Secondly it's almost layaway, which I always forget to use, only better because you receive your items right away. My third great point is that there is no additional fees to use easy pay and my last obvious point is that it allows you to budget in your purchases monthly in order to better afford items you may not normally be able to purchase in one lump sum.
My favorite way to shop on these channels are by already knowing what I want AND THEN look online to see if either company sells it. That way I wasn't talked into anything. It's like grocery shopping, only use coupons on items you actually already use. So basically I use the payment system on items that I would have bought anyway. Another thing that I love to do on these channels is to watch the presentation on things that I already own. You can really get in-depth information and additional uses for your previously purchased items. The brand selection is pretty good and gets more and more extensive all the time. On top of the easy pay option you also have deals like "sales" and "introductory price" .
Definitely check these channels out. I've often been surprised at what I've found on them. Use my simple tips:
1. Don't go crazy.
2. Shop strategically.
3. Buy less items in exchange for better quality.
4. Read customer reviews esp. "customer top rated"
5. Shop first for items that you already wanted to buy.
At some point I'll do a post about some of the things that I've bought from these channels. Have you bought from any of them? Do you have a favorite shopping channel? Tell me about it and tell me why.